As the owner of this business, how do you obtain health insurance coverage for yourself? Do you obtain it:?
Are your dependents covered by health insurance the same way you are, a different way, are they not covered, OR don’t you have any dependents?
Does your business offer a Flexible Spending Account that allows employees to set aside wages or salary to pay out-of-pocket medical expenses with tax-sheltered dollars?
Does your business offer a Medical Savings Account that provides catastrophic health insurance coverage and a tax-sheltered health spending account?
Does your business offer reimbursement to employees for some or all of the premiums of health insurance they purchase on their own?
Does your firm offer health insurance coverage to any of your employees?
(reason owner has outside insurance) Insurance is less expensive from another source.
(reason owner has outside insurance) You prefer a plan with different coverage than that offered to your employees.
(reason owner has outside insurance) A particular health condition makes another plan preferable.
(reason to offer) It helps employee recruitment.
Volume 3, Issue 4, 2003
ISSN - 1534-8326
Michael A. Morrisey
University of Alabama - Birmingham
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