(financial education) Does your business currently:?
Within the last three years, have you checked your business's credit records held by a credit bureau or credit reporting company to determine if those records are correct?
Within the last three years, did you complain to a credit bureau or credit reporting company that your record was inaccurate or that there were incorrect entries in it?
(credit records) To which company or companies did you complain?
The last time you checked, were you very satisfied, somewhat satisfied, somewhat dissatisfied or very dissatisfied that your credit report as posted by a credit bureau was correct?
Within the last three years, have you checked your personal credit record to determine if it is correct?
Within the last three years, did you complain to a credit bureau or credit reporting company that your personal record was inaccurate or that there were incorrect entries in it?
(credit bureaus) To which company or companies did you complain?
How satisfied were you with _____’s response to your complaint or complaints? Were you:?
In the last three years, have you been a victim of identity theft?
How many days was it between the time you were victimized and you first recognized it had happened?
Do you have good reason to believe that in the last three years someone tried to steal your identity?
Are you very familiar, somewhat familiar, not too familiar or not at all familiar with the financial concept of “credit scoring”?
Does your preferred financial institution use credit scoring to determine if its small-business customer’s loan application is accepted or rejected?
When you last filed your personal income tax, did you or your tax preparer have to CALCULATE an Alternative Minimum Tax (AMT)?
Did you have to PAY an alternative Minimum Tax (AMT)?
Will 95 percent or more of your entire personal income for the year come from salary, dividends or profits from this business?
Will 75 percent or more come from salary, dividends or profits from this business?
Are there other adult members of your household who draw a salary, dividends, or profits from this business?
Will you draw more income from the business than any other adult member of your household?
How many owners of this business in total are there who will draw a salary, dividends, or profits from this business this year?
Will the other owner/owners receive more, less or about the same from the business for the year as you will?
Does your total income from this business for this calendar year, including any salary, dividends, draw or profit taken out, likely to be:?
Does your individual income FROM THIS BUSINESS account for 95 percent or more of your entire household income?
Is your total household income from all sources for the year, including income from other adult members of the household, likely to be:?
Small-business owner household income.
Volume 7, Issue 7, 2007
ISSN - 1534-8326
William J. Dennis, Jr.
NFIB Research Foundation
NFIB's mission is to promote and protect the right of our members to own, operate and grow their businesses.
© 2001-2007, National Federation of Independent Business. All Rights Reserved.