Evaluating Banks
» Evaluating Banks, Volume 5, Issue 7, 2005
If respondent wanted or needed to borrow in the last three years AND could NOT satisfy borrowing needs all of the time.
4a. The last time you applied for a business loan, did you get it?
| Response | Small employer had unsatisfied credit needs | Small employer had credit needs | ||
|---|---|---|---|---|
| 1 | Yes | 78 | 91 | |
| 2 | No | 17 | 7 | |
| 3 | DK/Refuse | 6 | 2 | |
| Total (%) | 101 | 100 | ||
| N | 156 | 354 | ||
Notes: Seventy-eight (78) percent of small employers who wanted or needed to borrow in the last three years, but who could not satisfy borrowing needs at all times, obtained a loan the last time he/she applied (Q#4a). Ninety-one (91) percent of small employers who wanted or needed to borrow in the last three years obtained a loan the last time he/she applied (Q#4a).
